Mortgage Center Apply Now Get a Rate Quote What to Expect Finish Applying Use Our Resources Locations		Financing Options We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand rate mortgages. We will provide easy to understand explanations of each program. See below for a list of our programs: 30, 20, 15 Year Fixed Rate Mortgages 1/1,3/1,5/1 Adjustable Rate Mortgages FHA and VA Fixed - 30 and 15 Year Fixed Rate FHA Adjustable Rate 100% Mortgage Loan 30, 15 Year Jumbo Fixed Investment Properties Construction and Lot Loans 7/23, 5/25 Balloon Reset Illinois Housing Development Authority RHCDS Guaranteed Rural Housing - Farmers Home Other Special Programs Pre-approvals We offer free pre-approvals, so you can shop for your home knowing that you can afford the mortgage. Still want to have personal assistance? You can call or visit one of our banking centers. Choose 'Locations' from the menu for the office nearest you. Today's Featured Rates 30 Year Fixed Rate  Rate  APR  Points  6.750%  6.784%  0.000% 20 Year Fixed Rate  Rate  APR  Points  6.750%  6.795%  0.000% 15 Year Fixed Rate  Rate  APR  Points  6.375%  6.431%  0.000% 3/1 Adjustable Rate  Rate  APR  Points  5.750%  5.213%  0.000% 5/1 Adjustable Rate  Rate  APR  Points  5.990%  5.409%  0.000% 5 Year Balloon  Rate  APR  Points  7.500%  7.587%  0.000% 7 Year Balloon  Rate  APR  Points  7.750%  7.817%  0.000% Assumptions

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